Fees & Insurance
Finding the right therapist is a significant step. We believe that understanding the cost of your care should be simple and transparent. We offer a mix of insurance-based and private pay options to ensure you can plan with confidence.
Individual Therapy with Insurance
We partner with secure billing platforms like Headway to make using your benefits as smooth as possible. We will verify your coverage before your first appointment so there are no surprises. One thing to note, even if I am out-of-network, you can
Insurances Accepted (Indiana)
Anthem Blue Cross Blue Shield
Ambetter
Cigna
Aetna
United Healthcare (Optum, Oxford, Medicare Advantage)
Carelon
Quest Behavioral
Mutual of Omaha EAP & Bhs EAP
Encore Health Networks
Others (e.g., Health Alliance, Lucet, & Brighton)
Insurances Accepted (Florida)
Aetna
Cigna
United Healthcare (Optum, Oxford, Oscar, Medicare Advantage)
Quest Behavioral
Carelon
Mutual of Omaha EAP
Note on Verification: When you reach out, we will verify your specific plan and provide an estimated cost per session before your first appointment.
Out-of-Network & Superbills
If you do not see your insurance provider listed above, you may still be able to use your benefits through Out-of-Network (OON) reimbursement.
Many insurance plans will cover a significant portion of therapy costs (typically 50%–80%) once your deductible is met. In this case, you would pay the full private pay rate at the time of session, and we will provide you with a Superbill.
What is a Superbill?
A Superbill is a specialized invoice that includes all the information your insurance company needs to process a claim. You simply submit this document to your provider through their online member portal, and they will mail a reimbursement check directly to you.
Questions to ask your insurance provider:
To find out if this is an option for you, call the number on the back of your insurance card and ask:
“Does my plan include out-of-network benefits for outpatient mental health (CPT code 90837)?”
“What is my out-of-network deductible, and has it been met?”
“What is the reimbursement rate or percentage per session?”
Private Pay Options
Individual Therapy
Rate: $150 per 60-minute session.
Why Private Pay? Many clients choose this for increased privacy, as it does not require sharing a mental health diagnosis with an insurance provider. It also allows for greater flexibility in your treatment plan.
A limited number of sliding scale spots are available based on financial need.
Couples Therapy
Rate: $150 per 60-minute session.
Why is this Private Pay? Most insurance companies do not cover couples therapy, as they view it as relationship enhancement rather than “medical necessity.” To ensure the highest quality of care without insurance restrictions, we offer this as a private pay service.
A limited number of sliding scale spots are available for couples.
Payment & Policies
Accepted Payment Methods
We accept all major credit cards, as well as HSA (Health Savings Account) and FSA (Flexible Spending Account) cards.
Cancellation Policy
To respect the time of both our clients and our therapists, we require 24 hours’ notice for any cancellations or rescheduling. Sessions cancelled with less than 24 hours’ notice will be subject to a late cancellation fee.
Good Faith Estimate
Under the No Surprises Act, you have the right to receive a Good Faith Estimate explaining how much your medical care will cost if you are paying out-of-pocket or not using insurance. We are happy to provide this prior to your first session.
Ready to get started?
If you have questions about costs or are ready to schedule your first session, we are here to guide you through the process, including insurance verification. Fill out the form below to get started.
